Terms of Service
Effective July 29, 2026.
The short version
- We publish forms. We are not your lawyer. Nobody here reviews your answers or your agreement. The only advice we give you is that you should talk to a lawyer in your state before relying on anything you read or receive from PactWrite.
- Your final document is built on your own computer. Your answers and the finished file never reach our servers, so we cannot read them, lose them, or hand them to anyone. You are responsible for filling in the specific details of any template you generate through PactWrite.
- We never ask for the sensitive parts of any template agreement. No names, no addresses, no dollar amounts. Your document gets a highlighted blank for each one, which you fill in yourself afterwards.
- The templates are general, not state-specific. We do not yet publish research about any state’s law, and nothing here is tailored to yours.
- Everything is free. No account, no email wall, no paywall, and nothing to buy.
- Disagreements go to arbitration, one at a time — not to a court and not as a class action, though small-claims court stays open to you. You can opt out within 30 days. That’s section 11, and it’s worth reading properly.
1.The agreement, and who it's with
These terms are the agreement between you and PactWrite. By using the site you accept them, so it’s worth the time it takes to read them. We’ve tried to make that time bearable.
“PactWrite,” “we,” “us,” and “our” mean Finnigin LLC d/b/a PactWrite, its officers, managers, owners, employees, contractors, affiliates, and agents. “You” means the person using the site. If you are using PactWrite for a business, you are agreeing to these terms on that business’s behalf and you confirm you are authorized to do so.
By accessing the site or generating a document, you agree to these terms and to our Privacy Policy. If you don’t agree to them, please don’t use the site.
You must be at least 18 and able to enter into a binding contract.
About the summaries. The opening paragraph of each section, and “the short version” above, are plain-English summaries written for your convenience. They are not themselves terms. Where a summary and the operative text below it differ, the operative text governs. The same is true of the summaries in our Privacy Policy.
2.We are not a law firm
This is the most important section on the page. PactWrite publishes template forms and general information about the law. It does not practice law, and using PactWrite does not get you a lawyer.
PactWrite is a self-help publisher of template forms and general information. We are not a law firm, we do not practice law, and we do not provide legal advice, legal opinions, or legal representation.
No attorney reviews, checks, or approves your answers, your document, or the information published on this site. No lawyer is assigned to you, no lawyer is looking at what you build, and nothing you tell the site is reviewed by anyone at all.
Using this site does not create an attorney–client relationship between you and PactWrite or anyone associated with it. Nothing you enter on this site is protected by the attorney–client privilege.
Everything on the site is provided for informational and educational purposes only. It is general information, not advice about your situation, and it is not a substitute for the advice of an attorney licensed in your state. Only a lawyer you retain can tell you whether a particular form or a particular term is right for you.
We select and publish forms and general information. We do not select them for you, and we cannot do so. Choosing which agreement fits your circumstances, and deciding what it should say, are your decisions to make, and we’d recommend making those decisions with a lawyer’s help.
3.What the service actually does
You answer questions by picking from lists. We assemble a template agreement from a library of pre-written clauses based on what you picked, and your browser builds the file. That is the whole trick.
The service consists of: (a) template agreements assembled from a library of standard clauses in response to selections you make from fixed lists of options, each clause accompanied by a plain-English description of what it does; and (b) general educational material about agreements.
Every question we ask is a pick from a list we wrote, a date, or a number within limits we set. There is nowhere on this site to type a description of your situation in your own words. If your situation isn’t covered by the options, the honest answer is that this product isn’t the right tool for it.
Everything on the site is free. There is nothing to buy, no account to create, and no email address to hand over.
We may change, suspend, or discontinue any part of the service at any time.
4.What we deliberately never ask you for
Your client’s name, your rate, the addresses, the start date: there is no field for any of them. Not a field we discard — no field at all.
The wizard has no input for party names, addresses, dollar amounts, or the engagement’s start date. Your generated document contains a highlighted blank for each of these, which you complete yourself in Word or your PDF reader after downloading it.
Document assembly happens entirely in your browser. Your selections and the resulting file are created on your own device and are not transmitted to us. We therefore do not hold, and cannot produce, search, disclose, or lose, the contents of your document.
There is one way we could end up with a copy: you send it. If you email us a completed agreement — as an attachment or pasted into a message — then we have that copy, and we hold it with the rest of your message. Please don’t. Nobody here reviews documents, and we cannot tell you whether yours is right for you.
One consequence is worth saying plainly, because it cuts against you as well as for you: we have no copy of your work. If you close the tab before downloading, your answers are gone and we cannot recover them. Download the file.
What we do collect, in the narrow circumstances where we collect anything, is set out in the Privacy Policy.
5.Accuracy, and what we don't publish
The templates are general. They are not written for your state, and we do not promise that anything here is correct or current. Section 9 says so formally.
We do not currently publish state-specific information, and the templates are not tailored to the law of any state. Contract law differs from state to state, and a provision that is ordinary in one state can be unenforceable, or can require particular wording, in another. A template that does not account for your state is exactly what you are getting.
We do not warrant that any information published here is accurate, complete, or current at any time, including the time you use it. We make no representation that a document generated on this site complies with the law of any jurisdiction, is enforceable, or is suitable for your purposes. Section 9 sets this out formally.
If you spot something wrong, please tell us at pw@pactwrite.com.
6.Your part of this
You pick the form, you decide whether it fits, you fill in the blanks, and you read the thing before you use it. We built a tool; you’re still the one making the decisions.
By using PactWrite you agree that you are responsible for:
- deciding whether a particular template suits your circumstances, and whether you need a lawyer;
- the accuracy of the selections you make;
- completing every highlighted blank in the generated document before you use it;
- reading the entire document before using it or sending it to anyone;
- complying with the laws that apply to you and to your agreement, including any that we have not published anything about; and
- keeping your own copies of documents you generate, since we don’t have any.
A generated document is a starting point produced by software from the options you selected. Treat it as a draft to review, not as finished work product.
7.Who owns what
The agreement you generate is yours to use — edit it, sign it, charge for the work it covers. The library it was built from is ours, and that’s the part you can’t take.
Your document. We grant you a perpetual, irrevocable, worldwide, royalty-free license to use, modify, reproduce, and distribute the documents you generate on PactWrite, for your own business and personal purposes, including in commercial dealings with your own clients and counterparties. Anyone you deal with may keep, copy, and use the document as part of those dealings. You do not owe us anything further for it, and you do not need our permission to change it.
Everything else. The templates, the clause library, the plain-English descriptions, the questions and the option sets, the software, and the site’s design and text are ours, or our licensors’, and are protected by copyright and other laws. These terms give you no rights in them beyond using the service as it is intended.
Specifically, you may not:
- copy in bulk, scrape, crawl, or systematically extract the clause library or the plain-English descriptions, whether by automated or manual means;
- use the templates, the descriptions, or any other content of the service to build, train, fine-tune, or improve any product, dataset, or machine-learning model, whether or not it competes with us;
- republish, resell, sublicense, or distribute the templates as a product, database, or service; or
- remove or obscure any notice, source citation, or attribution on the site, in the templates as we publish them, or in the educational material.
Editing your own generated document is entirely fine, including deleting the italic cover notice at the top of it — the templates tell you to. Generating documents for your own business is exactly what the service is for, and the volume that involves is fine. This section is aimed at taking the library, not at using it.
If you send us feedback or suggestions, we may use them freely and without obligation to you. We appreciate them.
8.Rules of the road
Short list, and none of it will surprise you: don’t break the site, don’t break the law with it, and don’t pass our forms off as legal advice you’re giving someone.
You agree not to:
- use the service for any unlawful or fraudulent purpose;
- hold yourself out as providing legal advice or legal services on the basis of documents or information obtained here, or represent to anyone that a PactWrite document has been reviewed or approved by a lawyer;
- represent that you are affiliated with, endorsed by, or acting for PactWrite;
- interfere with the operation or security of the service, attempt to gain unauthorized access to it, or place an unreasonable load on it;
- use the service if you are located in a country or region subject to a comprehensive United States embargo, or if you are on a United States government restricted-party list; or
- use the service on behalf of someone else in a way that amounts to preparing legal documents for them for compensation, where doing so would be unauthorized practice of law in your state.
We may suspend or terminate access for a breach of this section.
9.Disclaimer of warranties
The formal version of what section 5 said in English: we do not promise that the forms or the information are correct, current, or right for you.
THE SERVICE, THE TEMPLATES, THE GENERATED DOCUMENTS, AND ALL INFORMATION PUBLISHED ON THIS SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WITHOUT LIMITING THE ABOVE, WE DO NOT WARRANT THAT ANY INFORMATION PUBLISHED HERE IS ACCURATE, COMPLETE, OR CURRENT; THAT ANY TEMPLATE OR GENERATED DOCUMENT IS LEGALLY SUFFICIENT, VALID, OR ENFORCEABLE IN ANY JURISDICTION; THAT ANY DOCUMENT IS SUITABLE FOR YOUR PARTICULAR CIRCUMSTANCES; OR THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.
Nothing in this section waives, limits, or disclaims any right or remedy you have under the Texas Deceptive Trade Practices Act, Tex. Bus. & Com. Code ch. 17, or under any other law where such a waiver would be void or unenforceable. Some states do not allow the exclusion of implied warranties, so parts of this section may not apply to you. Where that is so, the exclusions apply only to the extent permitted by law and the rest of this section stands.
10.Limits on what we owe you
If something goes wrong, what we can be liable for is capped. This is a normal term for a low-cost self-help product, and it is part of why the price is what it is — but it does not touch rights the law won’t let us touch. It also asks you to stand behind your own use: if your breach of these terms, or a document you completed and used, gets us sued, that is on you.
TO THE FULLEST EXTENT PERMITTED BY LAW, PACTWRITE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST BUSINESS, LOST OPPORTUNITY, OR LOSS OF DATA, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, WHETHER BASED IN CONTRACT, TORT, WARRANTY, STATUTE, OR OTHERWISE, AND WHETHER OR NOT WE WERE ADVISED OF THE POSSIBILITY.
OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID US IN THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED UNITED STATES DOLLARS ($100).
You accept that this allocation of risk is a reasonable one for a self-help product offered at low or no cost, and that we would not offer the service on these terms without it.
These limits do not apply to liability that cannot be limited by law, including liability for fraud or fraudulent misrepresentation, death or personal injury caused by negligence, gross negligence, willful misconduct, or any right or remedy under the Texas Deceptive Trade Practices Act or other state law that may not be waived. Some states do not allow the exclusion or limitation of incidental or consequential damages, so parts of this section may not apply to you.
You agree to indemnify us against third-party claims arising from your use of the service in breach of these terms, or from a document you generated, completed, and used. This does not apply to a claim arising from our own breach of these terms, or from our own negligence or willful misconduct. We will tell you promptly about any claim we ask you to cover, and you will not owe us for a settlement we agreed to without asking you.
11.Disputes, arbitration, and the class-action waiver
Please read this section carefully
If we end up in a dispute, we both agree to sort it out one-to-one through arbitration rather than in court — with small-claims court still open to either of us. You have 30 days to opt out if you’d rather not.
Talk to us first. Before starting arbitration, please send pw@pactwrite.com a written description of the dispute and the relief you want. We will do the same for you. If we haven’t resolved it within 60 days, either of us may proceed. Most things end here.
Agreement to arbitrate. Except as stated below, any dispute, claim, or controversy arising out of or relating to these terms or the service, including the arbitrability of this agreement, will be resolved by binding individual arbitration administered by JAMS under its Streamlined Arbitration Rules & Procedures (or, where JAMS’s rules so provide, its Comprehensive Arbitration Rules & Procedures) then in effect, together with the JAMS Consumer Arbitration Minimum Standards where they apply. This agreement to arbitrate is governed by the Federal Arbitration Act. The arbitrator decides all issues except the enforceability of the class waiver below, which is for a court.
If JAMS is unavailable. If JAMS is unavailable or declines to administer a dispute under this section, the arbitration will be administered by the American Arbitration Association under its consumer arbitration rules then in effect. If neither is available, either of us may ask a court to appoint an administrator or an arbitrator under 9 U.S.C. § 5. The unavailability of a named administrator does not void this agreement to arbitrate.
Where, and who pays. Arbitration will be held in Dallas County, Texas, or — at your election — by telephone, by video, or on the documents alone without an in-person hearing. If you start an arbitration, you pay only the consumer filing fee required by JAMS’s consumer minimum standards, and we pay all other filing, administrative, and arbitrator fees. Each of us bears our own attorneys’ fees, unless a statute or the arbitrator’s award provides otherwise.
Small claims stay open. Either of us may bring an individual claim in small-claims court instead, if it qualifies. Either of us may also seek injunctive relief in court for infringement or misuse of intellectual property.
Class-action waiver. Arbitration and any small-claims proceeding will be conducted on an individual basis only. Neither of us may bring a claim as a plaintiff or class member in a class, collective, consolidated, or representative action, and the arbitrator may not consolidate more than one person’s claims or preside over any form of representative proceeding. If this waiver is found unenforceable as to a particular claim, that claim — and only that claim — will proceed in court, and the rest of this section still applies to everything else.
Many claims at once. If 25 or more arbitration demands raising substantially common questions are filed against us by or with the coordination of the same counsel, the demands will proceed in staged batches under JAMS’s mass arbitration procedures then in effect. The informal-resolution step above applies to each claimant individually, and any limitations period is paused for a claimant whose demand is waiting for its batch. This paragraph binds both of us equally and does not affect your right to bring an individual claim in small-claims court.
How to opt out. You may reject this arbitration agreement by sending written notice to pw@pactwrite.com within 30 days of the first time you accept these terms — for most people, the first time you check the acknowledgment box before downloading a document. If you have never done that, you may opt out at any time. Include your name and the email address you used, if any. Opting out affects nothing else about your use of the site. If you opt out, section 12 governs where disputes are heard.
If we change this section after you have accepted it, the change will not apply to a dispute of which we had notice before the change, and you will have a fresh 30 days to opt out of the new version.
12.Governing law
Texas law applies, and Texas is where any court case would go.
These terms and any dispute arising out of them are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules, except that the Federal Arbitration Act governs section 11.
To the extent a dispute is not subject to arbitration under section 11, you and we consent to the exclusive jurisdiction and venue of the state and federal courts located in Dallas County, Texas, and each of us waives any objection to that venue.
The service is offered from the United States and intended for users in the United States. If you use it from elsewhere, you do so on your own initiative and risk, and are responsible for compliance with local law.
13.Changes to these terms
We’ll update these from time to time. When a change actually matters we’ll tell you before it takes effect, not after.
We may revise these terms. The date at the top of this page always shows the current version. We keep dated records of every version we have used, though we do not publish them as an archive.
For a material change, we will give at least 30 days’ notice by posting a notice on the site. Continuing to use the service after a change takes effect means you accept the revised terms. If you don’t accept them, stop using the service.
A change to these terms does not affect a document you already generated.
14.Odds and ends
The tidying-up clauses that every agreement needs and nobody reads. Here they are anyway.
Entire agreement. These terms and the Privacy Policy are the whole agreement between us about the service, and replace any earlier understanding about it.
Severability. If any provision is held unenforceable, it is modified to the minimum extent needed to make it enforceable, or severed if it cannot be, and the rest continues in force. Section 11 contains its own rule for the class waiver, which governs there.
No waiver. If we don’t enforce a provision straight away, we haven’t given it up.
Notices. We give notice under these terms by posting it on the site and, where you have given us an email address, by email. A notice is effective when it is posted or sent. Notices to us go to pw@pactwrite.com.
Assignment. You may not assign these terms without our consent. We may assign them to a successor in connection with a merger, acquisition, or sale of assets, on notice to you.
Force majeure. Neither of us is liable for a delay or failure caused by events outside our reasonable control.
What survives. Sections 2, 7, 8, 9, 10, 11, 12, 13, and this section survive termination of these terms or of your access to the service.
Contact. Write to us at pw@pactwrite.com. We try to read everything.
Thank you for reading to the bottom. Genuinely — most people don’t, and one of our hopes for this product is that people will be able to read and better understand the agreements they enter into. If anything above is unclear, tell us at pw@pactwrite.com and we will rewrite it.